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Fair Credit Reporting Act – Ability to Sue for Inaccurate Disputed Information

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You may be aware of the Fair Debt Collection Practices Act, but you might not know as much about its companion consumer rights statute, the Fair Credit Reporting Act, or FCRA. FCRA provides you with rights regarding items ...

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Initiating a Collections Civil Lawsuit – Wage Garnishment in North Carolina

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With the economy still slow, more companies are initiating collections actions for money owed than ever before. When obtaining an attorney for creditor-debtor matters or collections, make sure that you discuss with your ...

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What is an Individual Left With After a Chapter 7 Bankruptcy Filing

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A bankruptcy petition under Chapter 7 allows the bankruptcy trustee to liquidate any non-exempt assets of the filing debtor in an effort to pay off the debtor’s creditors. One question that individuals seeking protection ...

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Bankruptcy for Business Owners Facing Creditor Litigation

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I have business clients who are being sued by their creditors on breach of contract matters for money owed. Invariably, they want to know what their best option is. Is it defending the suit? Is it letting them get a judgment? ...

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The Importance of Utilizing an Attorney for Debt Collection

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Debt collectors have many restrictions on the manner in which they can collect a debt.  Did you know that, in North Carolina, attorneys are not subject to the same restrictions regarding debt collection that debt collectors ...

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