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Receiving Medical Bills for Procedures or Visits That You Didn’t Have — North Carolina Consumer Protection Lawyer

Instances of identity theft has become ubiquitous since the proliferation of the internet. Of particular concern are thieves using personal information, including social security and medical identification numbers, to obtain healthcare, prescriptions, and medical equipment. Health care providers may try to force individuals to pay for the healthcare debt wrongfully obtained by someone else.

It is estimated that medical identify theft affected 2.3 million patients in 2014 alone. Victims of such identity theft rarely find out until they receive bills from the medical provider, telephone calls from the medical provider or a debt collector, the incorrect bill appears on their credit report, or other collection attempts from debt collectors. Individuals who have dealt with collection agencies or debt collectors understand the frustration. Explaining to the collection agency or debt collectors that you did not incur medical bills can be a nearly impossible task without a legal advocate.

Dealing with wrongful attempts to collect un-owed medical debt can greatly impact a person’s life by negatively affecting their credit, causing emotional distress, and oftentimes requiring payments of excessive and un-owed amounts. Fortunately for North Carolina victims of medical identify theft, North Carolina has strong protections for individuals harassed by debt collectors and collection agencies, especially when the debt is not actually owed. Federal law also protects individuals with incorrect medical debt appearing on their credit report.

If you notice incorrect collection items on your credit report, or obtain a bill or collection attempt from a health care provider or collection agency for medical debt that you did not incur, contact the unfair debt collection attorneys at Maginnis Law, PLLC. All unfair debt collection consultations are offered free of charge and we may be able to assist you with your claim on a contingency basis, meaning you pay no attorney’s fees unless we recover damages on your behalf. Contact the Raleigh civil litigation attorneys at 919.526.0450 or submit a confidential new case inquiry here.