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Negotiation and Indorsement of Mortgage Notes in North Carolina

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Most homeowners are aware that there is a foreclosure crisis in the United States, but they may not understand precisely why there is a crisis. The crisis is caused, at least in part, by the sloppy record keeping of the ...

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Unreasonable Publication by North Carolina Debt Collector

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Collection agencies permitted to do business within North Carolina must not engage in certain types of conduct when attempting to collect debt. Among the proscribed actions is “unreasonable publication” of a person’s ...

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Raleigh Construction Attorney: Collecting After Lien Period Has Expired

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Many contractors, sub-contractors and other construction businesses are aware of the 120 day rule regarding construction liens, which the firm has previously blogged about here, but a failure to lien within 120 days from the ...

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Raleigh Retail Debt Collection Lawyer | North Carolina Commercial Creditor Attorney

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Whether you are a startup or an established company with hundreds of outstanding accounts receivable, the collection of AR and other unpaid debts is a major factor in the success of your business. Failure to collect on ...

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North Carolina Lawsuits Against Debt Buyers and Collection Agencies Seeking to Collect on Old Debt

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Many individuals receive calls from collection agencies that have purchased debt from creditors or other commercial collection agencies.  These debt buyers purchase old debt for pennies on the dollar hoping to collect on ...

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Bounced Check Remedies in North Carolina

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Business owners, what remedies are available to you if you’ve received a bounced check from another party? North Carolina, like many other states, allows you to receive additional damages separate and apart from the actual ...

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Fair Credit Reporting Act – Ability to Sue for Inaccurate Disputed Information

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You may be aware of the Fair Debt Collection Practices Act, but you might not know as much about its companion consumer rights statute, the Fair Credit Reporting Act, or FCRA. FCRA provides you with rights regarding items ...

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Initiating a Collections Civil Lawsuit – Wage Garnishment in North Carolina

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With the economy still slow, more companies are initiating collections actions for money owed than ever before. When obtaining an attorney for creditor-debtor matters or collections, make sure that you discuss with your ...

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What is an Individual Left With After a Chapter 7 Bankruptcy Filing

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A bankruptcy petition under Chapter 7 allows the bankruptcy trustee to liquidate any non-exempt assets of the filing debtor in an effort to pay off the debtor’s creditors. One question that individuals seeking protection ...

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The Importance of Utilizing an Attorney for Debt Collection

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Debt collectors have many restrictions on the manner in which they can collect a debt.  Did you know that, in North Carolina, attorneys are not subject to the same restrictions regarding debt collection that debt collectors ...

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