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Investigation into Loan Denials Based Upon Credit Checks by Credit Technologies and MeridianLink


Have you been denied for a mortgage loan based on a credit report prepared by Credit Technologies or MeridianLink? Maginnis Law attorneys are investigating whether computer coding errors have resulted in widespread inaccuracies in credit reports prepared by Credit Technologies. Credit Technologies is a consumer reporting agency that combines credit reports from Equifax, Experian, and Trans Union for resale as a merged credit report to lenders and affiliates such as MeridianLink. However, we are currently investigating whether Credit Technologies is misreporting or duplicating data obtained from Equifax, Experian, and Trans Union when reselling merged credit reports to creditors. Duplicate data – even positive data – can create significant issues with approvals for something like a mortgage or automobile loan because it paints an inaccurate picture of a borrower’s credit history, delinquency history, debt to income ratio, and other factors necessary in loan approval.

If you have had a loan denied based upon inaccurate information in a consumer report prepared by Credit Technologies or another consumer reporting agency the consumer protection attorneys at Maginnis Law would be happy to discuss your rights and provide you with a free case evaluation. To schedule a free consultation with one of our consumer protection attorneys, please contact us by phone at 919.526.0450 or via email to schedule an appointment.

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