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North Carolina Car Accident Riding in a Lyft Vehicle

Ride sharing services such as Lyft are great resources for folks who for, whatever reason, are unable to drive. But, there is always a possibility of being involved in a car accident riding in a Lyft vehicle. Whether you are a passenger or the driver of a Lyft vehicle, if you are injured because of someone else’s negligence, the North Carolina personal injury attorneys of Maginnis Law can assist you with our case. To speak with someone today about your claim involving a wreck while in a Lyft car, call attorney T. Shawn Howard at 919.480.8526.

In many ways, the fact that you are a passenger in or the driver of a Lyft vehicle does not change your rights at all. If you are injured because of someone’s negligent driving, whether the Lyft driver or the driver of another vehicle involved in a collision with the Lyft car, you have a right to pursue a bodily injury negligence claim. In that claim, you can seek to recover all of your relevant financial losses and physical harms, including: medical expenses and lost wages and compensation for any physical pain, mental suffering, permanent injury, disfigurement or scarring, and loss of use.

However, there is one key way that Lyft claims can be a bit different than your average automobile accident case. That key way is that there will be, most of the time, more than enough insurance coverage to pay for all your losses. In North Carolina, many motorists only carry the minimum limits of $30,000 per person automobile bodily injury liability coverage. That means that even if there is a wrongful death or catastrophic injury, the family of the deceased or the serious injured person will, most of the time, only recover $30,000. On the other hand, when a Lyft driver has passengers in his vehicle, Lyft provides $1,000,000 of total bodily injury coverage. This is a key difference.

The Lyft automobile policy insures not only the passengers but also the Lyft driver, if he is carrying passengers at the time of the loss. For example, assume an at-fault driver rear-ends a Lyft vehicle while there is 1 passenger. Assume also that both the Lyft driver and his/her passenger sustain serious injuries. Once the at-fault driver’s policy is fully paid out, they will each likely have what’s called “Underinsured Motorist (UIM) coverage” through Lyft’s automobile insurance policy.

The North Carolina attorneys of Maginnis Law are experienced in representing victims of serious automobile collisions. Our lawyers can help you in recovering the full measure of all of your damages. We offer free consultations and handle all personal injury cases on a contingency fee basis, meaning you pay no attorneys’ fees unless and until we recover a verdict on your behalf. To speak with our lead personal injury attorney, T. Shawn Howard, call the firm at 919.480.8526, visit our contact page, or send Shawn an email.