Moore County Auto Accident Attorney | Southern Pines Personal Injury Attorney
Injuries caused by serious automobile accidents can wreak havoc on a person’s life, both physically and financially. Even if you have health insurance, the co-pays can sometimes be hundreds to thousands of dollars. If you’re unable to make it to work, it can be difficult to take care of your family. In situations like these, it’s important that you receive fair compensation from the at-fault driver’s automobile insurance company. The North Carolina personal injury attorneys of Maginnis Law represent North Carolinians injured in car wrecks across the state, including those in Moore County. For a free discussion and consultation regarding your claim, call attorney Shawn Howard at 919.480.8526. You may also sent a confidential email inquiry regarding the facts of your car accident case using our contact page.
Unfortunately for injured North Carolinians, our state continues to follow the outdated “contributory negligence” rule. This harsh principle essentially means that if you are found to be even partially at-fault for your injuries, as little as 1%, you may be barred from any financial recovery at all. For injured motorists, this can mean being left with thousands of dollars of medical debt. For this reason, it’s important to obtain counsel early if you have serious injuries. Adjusters are not attorneys but they are well versed in North Carolina law. They will attempt to obtain quick, unfair settlements or to obtain recorded statements that can be used against you.
Assuming that you can establish the other driver was at-fault, you are entitled to seek various elements of damages, including compensation for (1) medical and pharmaceutical expenses; (2) past and future lost wages; (3) physical and mental pain and suffering; and (4) permanent impairment and/or disfigurement. In situations involving egregious conduct, such as drunk drivers, punitive damages are available to punish the driver for his or her conduct.
One important inquiry in every case is the availability of insurance coverage. In many instances, your damages will exceed the basic liability coverage of the at-fault driver. For instance, assume you have $100,000.00 in medical expenses alone. If the at-fault driver only has a minimum limits $30,000.00 policy, you will need to find other sources of insurance coverage. In this situation, your underinsured motorist coverage may be available to cover the remainder of the damages. BUT, there may also be additional liability policies insuring the at-fault driver. Assume for example that the at-fault driver is a 23 year old college graduate living at home with his or her parents. Even if the driver has his or her own insurance policy, they are likely also covered under their policies. This means that you could recover from both policies. It’s often times difficult to discover policies like this without the assistance of an attorney. In some instances, you will have to file suit to discover all available policies.
The law firm of Maginnis Law is able to assist with personal injury cases arising throughout Moore County, including Southern Pines, Aberdeen, Carthage, Pinehurst, and Vass. While our firm’s offices are in Raleigh, we regularly travel to meet with clients. We do not send “runners” or “case managers,” our attorneys will personally travel to meet with you, unlike some larger firms. We also accept all personal injury cases on a contingency basis, meaning you pay no attorneys’ fees unless and until we make a financial recovery on your behalf.
To discuss your Moore County automobile accident case, contact the North Carolina car collision attorneys of Maginnis Law at 919.480.8526 or send an inquiry using our contact page.