Chatham County Personal injury Attorneys | Pittsboro Automobile Accident Lawyers
A serious automobile accident is a life-changing event. Aside from the physical pain and disability, you also have to cope with the associated financial damage caused by expensive medical bills and the inability to work. The attorneys of Maginnis Law can assist you in recovering fair personal injury compensation from the at-fault driver’s automobile insurance company. Our personal injury lawyers are knowledgeable litigators who will attempt to settle your claim if possible and, if not, file a lawsuit on your behalf. To speak with a Chatham County car accident attorney, call the firm at (919) 480-8526.
One of the advantages of hiring a car accident attorney is that you obtain an evaluation of the full extent of your damages. Insurance adjusters frequently misrepresent and attempt to minimize your loss. Under North Carolina law, if your automobile accident occurred after October 1, 2011, you are entitled to recover all amounts actually paid or owed for your medical care. You may also recover compensation for lost wages if you were working at the time of the accident or, if you were not working, for the loss of the capacity to earn wages. Other damages recoverable in your claim include compensation for (1) physical, mental, and emotional pain and suffering (2) temporary or permanent disability and (3) future medical expenses and/or care. Punitive damages will be available if the driver’s conduct rose to the level of willful and wanton negligence (e.g. drunk driving).
In most cases, the next step after determining the amount of your damages is to figure out who is responsible for compensating you. In many situations, the at-fault party’s automobile insurance company will be responsible for paying all of your damages, but this is not always the case. For example, if the at-fault driver was only insured in the amount of $30,000.00, and you suffered $45,000.00 of damages, he or she is considered to have been “underinsured” if you have more than $30,000.00 of Underinsured Motorist Coverage through your own insurance company. In that scenario, you could recover the remaining $15,000.00 of your damages under your own insurance policy. Our attorneys can help you through the process of making a claim under your “UIM” coverage.
Automobile accident case involving serious injuries often have complicated questions of medical causation. Because Maginnis Law does not maintain a large staff of “case managers” or paralegals, our attorneys are able to work closely with our clients and their doctors. We believe this not only helps keep you up to date with the status of your case but also helps us better do our job of representing you, the injured party.
To speak with a Pittsboro automobile accident attorney, call Maginnis Law at (919) 480-8526 or email the firm using our contact page. From our centrally located office in Raleigh, we can assist personal injury claimants throughout the state of North Carolina, including claimants from Pittsboro and Siler City.